- Our Team -

 As a lifelong resident of Virginia, James is a wealth of knowledge in the area and an incredible asset to the insurance industry. With over 15 years of expertise and the ability to make everyone feel at home, he makes understanding insurance a breeze. From being a successful commercial and health insurance broker in California to running a flourishing award-winning agency in Virginia, he prides himself on being a pillar of the community and continuously looking for ways to engage in local activities and support community outreach. When he’s not at the office you can find James fishing the Rappahannock, putting his Master Gardener skills to use at the local garden or spending time with his family. 

-- Pictured: Ozzy Fried

Josh went to college to become a middle school history teacher, wanting to fill a void that he felt existed by helping kids understand how the world works in a way that would make sense to them. While completing his degree, he took a position at his local insurance agency. As his insurance career blossomed, he realized he had the same passion for helping people understand insurance as he did educating our youth. He decided to stay in the field and his desire to help others has kept him looking out for his clients for over 18 years. From a small town in upstate New York, to the metropolis that is Southern California, Josh has excelled at insurance in every market.  With a focus on transparency and education, Josh has achieved being one of the top 1% of life insurance agents in the world multiple times.  We are elated to have him among our staff, bringing a wealth of knowledge and experience to assist our clients on a daily basis. 

-- Pictured: Hudson Fried

A licensed agent for nearly a decade, Heather is a wealth of knowledge and always ready to lend a helping hand. Whether you are calling in, or visiting the Fredericksburg office, you can count on smile and a warm greeting every time. Heather will stop at nothing to ensure every client receives proper care, and walks away feeling educated, and confident that they have picked the right agency to protect their most important assets. When Heather isn't in the office putting a smile on your face, she can be found riding the trails, spending time with her family, and spoiling her ornery kitty Norman!

-- Pictured: Norman Mauro

Britt has jumped feet first into the insurance industry with her positive attitude and incredible work ethic. With a background in Customer Service and Digital Marketing, her skillset is being put to great use and we couldn’t be happier to have her on our team. Our first full-time remote employee and an avid animal lover, Britt spends her working days with her fabulously furry office assistant Artemis the mini schnauzer. If you’re lucky you may just get a glimpse of her black panther (shhhh don’t tell him he’s just a Domestic Short Hair), Nyx, making a cameo on a zoom meeting! In her free time, Britt enjoys time with her family; the furry, the plant and the people alike. Together they like to play video games, bake, and tap into their creativity. A family of artists, you will always find them surrounded by beauty and wonder through music, nature and more. Next time you call in and get her on the phone, you can rest assured your call will be handled with professionalism and a smile! 

-- Pictured: Nyx & Artemis Stilwell