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- Spoilage -
Why do I need Spoilage?
Spoilage insurance is associated with temperature-sensitive storage conditions that are critical for maintaining the efficacy of vaccinations, anti-venom, injectable medications, antigens, specimens and more. The monetary expense of these items that are stored in your refrigerator can be quite costly should your power fail, or your refrigeration unit go out.
What does Spoilage protection do for me?
Imagine your refrigeration unit stops working for reasons like power outage due to a tree falling on the power lines or equipment failure from a malfunctioning part. The temperature-controlled inventory you have could be ruined, possibly in it's entirety. This coverage can help offset financial losses in case of spoilage due to covered perils.
Some examples of when Spoilage coverage may have you protected are:
- Temperature Fluctuations
- Refrigeration Equipment Failure
- Power Outages
- Contamination
- Product Recalls
- Natural Disasters
- Human Error
- Pest Infestations
In Summary
Businesses often obtain spoilage insurance to mitigate financial losses associated with these risks. Spoilage insurance policies are designed to cover the cost of replacing or reimbursing the value of spoiled goods.
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