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Cyber liability insurance is essential in today's digital landscape due to the increasing prevalence of cyber threats and the potential financial and reputational risks businesses face. 

According to a report from researchers with the cloud security company Barracuda Networks, Small businesses are three times more likely to be targeted by cybercriminals than larger companies. They found that, on average, an employee of a small business with less than 100 employees will experience 350% more social engineering attacks than an employee of a larger enterprise.

Small businesses often have fewer resources and lack security expertise, which leaves them more vulnerable to cyber attacks, and cybercriminals are taking advantage, This is why it's important for businesses of all sizes not to overlook investing in security, both technology and user education. The damage caused by a breach or a compromised account can be even more costly.

Provides coverage for: information security and privacy liability; privacy breach response services and expenses incurred to notify parties affected by a security breach, including fees and costs related to hiring a company to operate a call center; and reimbursing an insured for post-event credit monitoring costs for victims of breach; cyber extortion; regulatory defense and penalties; website media content liability; payment card industry (PCI) fines, expenses and costs; data protection; network business interruption. 

• Data Breach
• Ransomware Attacks
• Business Email Compromise
• Network Security Failures
• Website Defacement
• Regulatory Fines and Legal Costs
• System Outages
• Third-Party Liability